What to have ready.

1. 01

   A purpose and an amount

   Think about what the funds would cover and how much you may need. You can adjust these details as you explore.

2. 02

   Income and how you are paid

   A rough annual or monthly figure, your income source, and pay frequency. You do not have to include alimony or child support unless you want it considered.

3. 03

   Housing

   Whether you rent or own. Partners often use this when they review a request.

4. 04

   How to reach you

   An up-to-date phone number and email address so you can receive information about your request.

5. 05

   Your address

   A U.S. street address, city, state, and ZIP.

6. 06

   You are eligible to use the service

   You must be at least 18 and a U.S. resident. That is a condition of using BorrowForward — not a credit approval.

Consolidating balances? A list of what you still owe helps, and the consolidation calculator can illustrate a payment. Then read how it works.