How it works

A straightforward path to a personal loan.

Start a request, review any available offers, and continue with a participating lender. BorrowForward is a matching service; lenders make approval decisions.

A woman making plans in a notebook at a sunlit kitchen table
A little time to think. A clearer place to start.
  1. 01

    Tell us your goal

    Choose what the funds would be for and an amount you have in mind. That helps partners understand the request. BorrowForward helps find participating partners that may be a fit.

  2. 02

    Answer a short set of questions

    Income, housing, credit range you report, and how to reach you. We only share your request with participating partners when you give consent.

  3. 03

    We check participating partners

    With your consent, we share a limited set of details so partners can decide whether your request may be a fit. Partners decide whether they can continue reviewing the request; a match is not guaranteed.

  4. 04

    Review offers and continue with a lender

    If a partner is interested, you continue on their site or process. Review their terms and any additional steps. The partner makes the credit decision and sets the rate, term, and amount.

  5. 05

    Complete the lender’s process

    The lender may ask for additional information or documents. If you are approved and accept the loan terms, the lender explains how and when funds will be delivered. A match does not guarantee a funded loan.

After you submit, here is what to expect. Before you start, what to have ready.

Common questions about the process

No. Submitting a request does not obligate you to take a loan. You can stop at any point before you continue with a partner.

See home refinance options

Start your request and we’ll match you with participating mortgage partners. There’s no obligation to take a loan.

Check refinance options